“Should You Take Social Security Early Due to Program Funding Doubts?”
This question is currently trending on social media, and our founder, Jeff Herman, was asked to provide some expert commentary for this NTD News article.
In the article, he explains that while taking Social Security at 62 is trending, that sentiment is being driven by fear and emotion. If you’re considering taking Social Security early, it’s worth stepping back to ask whether the decision is driven by strategy or uncertainty.
In a previous post, Jeff noted that emotion tends to push for “now” because it feels overdue. But health, longevity expectations, tax strategy, portfolio income, spousal considerations, and other guaranteed income sources all shape what the best answer for you looks like.
Confidence doesn’t come from claiming early or waiting longer. It comes from understanding why you chose when you did.
