“3 Financial Realities You’ll Need to Know When Taking Social Security at Age 62”
The decision to take Social Security at age 62 is one of the most important and misunderstood financial choices retirees face.
In a recent article, our founder, Jeff Herman, shared his perspective on why this decision isn’t just about timing, it’s about building a sustainable income foundation for retirement.
“Social Security isn’t just income, it’s a foundation. It’s the closest thing many people have to a pension, and the stronger that foundation is, the more flexibility you have with the rest of your portfolio.”
This perspective reflects a broader shift in retirement planning. Rather than viewing Social Security as a simple “take it early or wait” decision, Jeff emphasizes its role in creating long-term income durability. The timing decision should be evaluated in the context of health, market conditions, and overall portfolio strategy—not in isolation.
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Jeff has written extensively on this topic because he sees too many retirees making emotional decisions about when to take Social Security. Click on the links below to read more.
Emotional Investing | The Social Security Decision
Should You Take Social Security at 62? Why This Trend Is Growing, for the Wrong Reasons
