Should I Be Sitting on Cash? Give Every Dollar a Job
Some cash, yes. Money set aside for near-term expenses, emergencies, or planned purchases can provide stability and ready access. But if you’re holding a large
When a Profitable Year Creates a Retirement-Plan Opportunity That’s Frequently Overlooked
This conversation happens frequently. A business owner who’s nearing retirement has an exceptional year. Revenue is strong. Profitability is up. The owner has already maximized
What Is a Cash Balance Plan—and Why Should CPAs Know About It?
Cash balance plans can create a valuable opportunity for CPAs and investment advisors to work together on behalf of successful business-owner clients. By Jeff Herman
Your Financial Plan Won’t Change the Morning After the Midterms
Election results can change the balance of power in Washington. They don’t automatically change your retirement date, your monthly expenses, or the goals your portfolio